Low Cost Houston Flood Insurance, Reasons to get coverage

TEXAS FLOOD INSURANCE – REASONS TO GET COVERAGE

There are many good reasons to have coverage. Here are some of the reasons to get Houston flood insurance.

• Most homeowner’s policies do not include flood insurance.
• This insurance is the best way to protect your property from flooding.
• Texas is one of the highest risk areas for flooding.
• Even a few inches of water in you home or business can cause extremely expensive damage.
• Most disaster assistance programs are loans that have to be repaid. This is not a good substitute for flooding insurance.
• All homes and business’s are located in a flood zone according to FEMA.
• Having no previous history of flooding doses not provide protection. Every year hundreds of homes are flooded that have not suffered previous flooding.
• Flood insurance with the National Flood Insurance Program is reasonably priced. Unlike typical insurance plans the NFIP is not designed to produce a profit. In fact coverage is subsidized by the government and claims payments exceed premium costs by billions of dollars.
• If you are in a 100 year flood plain your mortgage company will probably require that you have a flood policy. It is much less expensive to get a NFIP policy than a mortgage companies forced policy.
• Coverage is easy to get. We can fill out the application for you. Payment can be made by phone with a credit or debit card.
• In addition to property protection, you get peace of mind at no additional cost!

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